Amendment: SEC Form SCHEDULE 13D/A filed by loanDepot Inc.

The information relating to the beneficial ownership of the Class A Common Stock by the Reporting Person set forth in Rows 7 through 13 of the cover page hereto and the related footnotes are incorporated by reference herein and is as of the date hereof. Such information assumes there are 228,569,593 shares of the Issuer's Class A Common Stock outstanding on February 11, 2026 as reported by the Issuer on a Form 8-K filed with the SEC on February 12, 2026. The Reporting Person also owns 49,213 unvested restricted stock units ("RSUs") and 1,500,000 unvested performance stock units ("PSUs") of the Issuer. By virtue of the relationship among the Reporting Person and certain Class B stockholders (as defined in the Original Filing as the Class C Stockholders), the Reporting Person may be deemed to share the power to vote or direct the vote and to share the power to dispose of or direct the disposition of the shares of Class A Common Stock as set forth in rows 7 through 13 of the cover pages of this Statement. The filing of this Statement shall not be construed as an admission that such individual is, for the purpose of Section 13(d) or 13(g) of the Exchange Act, the beneficial owner of any securities covered by this Statement. Certain of the shares obtainable upon exchange of Class B Common Stock are required to be delivered to third parties and would not be retained by the Reporting Person upon exchange.

Please see Item 5(a) above.

On February 11, 2026, pursuant to the Amended and Restated Certificate of Incorporation of the Issuer, dated February 11, 2021, each outstanding share of the Issuer's Class C Common Stock and Class D Common Stock automatically, and without further action on the part of the Issuer or any holder of Class C Common Stock or Class D Common Stock, converted into one fully paid and non-assessable share of Class B Common Stock or Class A Common Stock, respectively. Holders of shares of the Issuer's Class A Common Stock and Class B Common Stock are entitled to one vote for each share held of record on all matters on which stockholders are entitled to vote generally, including the election or removal of directors elected by stockholders generally. Holders of shares of Class B Common Stock are not entitled to receive dividends. Other than their par value, holders of Class B Common Stock are not entitled to receive a distribution upon the Issuer's liquidation, dissolution or winding up. Shares of Class B Common Stock may be converted, together with the corresponding number of units of LD Holdings Group, LLC ("LD Holdings"), as applicable, at any time and from time to time for shares of Class A Common Stock in accordance with the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, as may be amended and/or restated from time to time. As of February 11, 2026, 106,207,433 shares of Class B Common Stock were outstanding and no shares of Class C Common Stock or Class D Common Stock were outstanding.