OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as Internet banking services. It operates through three banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.
IPO Year:
Exchange: NASDAQ
Website: optimumbank.com
| Date | Price Target | Rating | Analyst |
|---|---|---|---|
| 5/23/2024 | $5.25 | Neutral | Compass Point |
Insider purchases reveal critical bullish sentiment about the company from key stakeholders. See them live in this feed.
4/A - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
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Compass Point initiated coverage of OptimumBank Holdings with a rating of Neutral and set a new price target of $5.25
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
SCHEDULE 13G - OptimumBank Holdings, Inc. (0001288855) (Subject)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
10-Q - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
10-Q - OptimumBank Holdings, Inc. (0001288855) (Filer)
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Fort Lauderdale, FL, Feb. 02, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a bank holding company. OptimumBank (the "Bank") is a Florida-chartered commercial bank and is owned 100% by the Company. The Company is pleased to announce net earnings of $4.85 million, or $0.42 per basic share, and $0.21 per diluted share, for the fourth quarter of 2025. This compares to net earnings of $4.32 million, or $0.37 per basic share, and $0.18 per diluted share, for the third quarter of 2025, and $3.95 million net earnings, or $0.38 per basic share, and $0.18 per diluted share, for the comparable quarter last year. For the twelve-month period ended December 31, 2025
MIAMI, Jan. 21, 2026 (GLOBE NEWSWIRE) -- EmergingGrowth.com a leading independent small cap media portal announces the schedule of Day 2 of the 89th Emerging Growth Conference on January 21 & 22, 2026. The Emerging Growth Conference identifies companies in a wide range of growth sectors, with strong management teams, innovative products & services, focused strategy, execution, and the overall potential for long-term growth. Register for the Conference here. Submit Questions for any of the presenting companies to: [email protected] For updates, follow us on Twitter Day 1 - Presenting Today - January 21, 2026 8:45Virtual Lobby opens.Register for the Conference. If you alread
MIAMI, Jan. 20, 2026 (GLOBE NEWSWIRE) -- EmergingGrowth.com a leading independent small cap media portal announces the schedule of the 89th Emerging Growth Conference on January 21 & 22, 2026. The Emerging Growth Conference identifies companies in a wide range of growth sectors, with strong management teams, innovative products & services, focused strategy, execution, and the overall potential for long-term growth. Register for the Conference here. Submit Questions for any of the presenting companies to: [email protected] For updates, follow us on Twitter Day 1 - WednesdayJanuary 21, 2026 8:45Virtual Lobby opens.Register for the Conference. If you already registered, go ba
OptimumBank Holdings, Inc. invites individual and institutional investors as well as advisors and analysts to attend its real-time, interactive presentation at the Emerging Growth Conference.Fort Lauderdale, Florida--(Newsfile Corp. - January 16, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") today announced that it has been invited to present at the Emerging Growth Conference on January 21, 2026.The next Emerging Growth Conference is presenting on January 21, 2026. The live, interactive online event will provide existing shareholders and the investment community with the opportunity to engage directly with the Company's Chairman, Moishe Gubin, in real time.Mr. Gubin will del
Competitive SOFR + 2.67% Pricing Available for a Limited TimeFort Lauderdale, Florida--(Newsfile Corp. - January 9, 2026) - OptimumBank, Member FDIC (NYSE:OPHC), today announced the launch of a limited-time Owner-Occupied Commercial Real Estate financing promotion for the first quarter of 2026, offering qualified borrowers up to 80 percent loan-to-value at a rate of SOFR plus 2.67 percent with a one-quarter point fee.The promotion is designed to support growing businesses seeking competitive financing solutions for owner-occupied commercial real estate, while reinforcing OptimumBank's relationship-driven lending model and local decision-making approach.To qualify for promotional pricing, loa
Fort Lauderdale, Florida--(Newsfile Corp. - January 5, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is pleased to provide a year-end update on the successful completion of a comprehensive modernization of its capital structure. This strategic initiative, finalized through a series of coordinated actions by the Company’s largest institutional and insider stakeholders, establishes a transparent and high-performance equity foundation as the Company prepares for its next phase of asset growth.AllianceBernstein Deepens Long-Term AlignmentAs part of its ongoing investment strategy, AllianceBernstein, a leading global asset manager, has continued to increase its economic exposure
FT. LAUDERDALE, Fla., Dec. 09, 2025 (GLOBE NEWSWIRE) -- OptimumBank (NYSE:OPHC) based in Ft. Lauderdale, FL and focused on community and business banking across Florida, announced that Director Michael Blisko, last week, purchased additional shares of Company stock in an open-market transaction. According to a Form 4 filed with the U.S. Securities and Exchange Commission, Mr. Blisko acquired 7,600 shares of OptimumBank common stock on December 4, 2025, at an average price of $4.09 per share, for a total transaction value of approximately $31,084. The purchase increases Mr. Blisko's direct ownership stake and reflects insider confidence in the Company's future. OptimumBank recently deliv
Fort Lauderdale, FL, Nov. 12, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). The Company is pleased to announce net earnings of $4.32 million, or $0.37 per basic share, and $0.18 per diluted share, for the third quarter of 2025. This compares to net earnings of $3.60 million, or $0.31 per basic share, and $0.15 per diluted share, for the second quarter of 2025, and $3.30 million net earnings, or $0.34 per basic share, and $0.15 per diluted share, for the comparable quarter last year. For the nine-month period ended September 30, 2025, net earnings was $11.80 million, or $1.00 per basic
FT. LAUDERDALE, Fla., Nov. 06, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will release its financial results for the third quarter ended September 30, 2025, before the market opens on Thursday, November 13, 2025. The Company's management team will host a conference call and live webcast that morning at 10:00 A.M. Eastern Time to review the quarterly results and provide a business update. Current and prospective investors are invited to attend the webcast virtually by registering here: Webcast Link You may also contact Seth Denison at [email protected] for more information or assistance with registration. About OptimumBank Holdings, In
NEW YORK, Oct. 27, 2025 /PRNewswire/ -- The New York Stock Exchange (NYSE) provides a daily pre-market update directly from the NYSE Trading Floor. Access today's NYSE Pre-market update for market insights before trading begins. Kristen Scholer delivers the pre-market update on October 27th Stocks gained early Monday amid signs the U.S. and China were approaching a trade deal. The news begins a busy week with the Federal Reserve expected to cut interest rates and mega cap tech earnings on desk.The S&P 500 is set to extend its record after U.S. and Chinese negotiators over the weekend said they had reached a series of agreements ahead of a high stakes meeting be
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4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4/A - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4/A - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
Live Leadership Updates
Fort Lauderdale, FL, Feb. 04, 2025 (GLOBE NEWSWIRE) -- Board member Martin Schmidt has informed the boards of OptimumBank (the "Bank"), and OptimumBank Holding, Inc. (the "Company"), that he will resign from both boards, effective January 28, 2025. Mr. Schmidt will remain fully supportive of the continued success of the Bank and Company. Mr. Schmidt resides in South Florida and has served as a Director since August 2015. Mr. Schmidt's significant experience in the financial services industry helped the board to recover through regulatory issues as quickly as possible leaving the Bank with a strong capital structure, explosive growth and a bright future. Chairman Moishe Gubin commented: "I
Fort Lauderdale, FL, May 11, 2022 (GLOBE NEWSWIRE) -- Heng Fai Ambrose Chan has informed the Boards of OptimumBank (the "Bank") and OptimumBank Holding, Inc. (the "Company") that he will resign from both Boards effective as of April 30, 2022. In his letter of resignation, Mr. Chan, who resides in Singapore, noted that he was regrettably stepping down due to the time difference and his workload. Mr. Chan served as a Director of the Bank and Company since June 2018. During his time on the Boards, Mr. Chan helped create a path for the Bank and Company to recover from legacy regulatory issues, leaving the Bank with a strong capital structure, explosive growth and a bright future. Over the pas
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Fort Lauderdale, FL, Feb. 02, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a bank holding company. OptimumBank (the "Bank") is a Florida-chartered commercial bank and is owned 100% by the Company. The Company is pleased to announce net earnings of $4.85 million, or $0.42 per basic share, and $0.21 per diluted share, for the fourth quarter of 2025. This compares to net earnings of $4.32 million, or $0.37 per basic share, and $0.18 per diluted share, for the third quarter of 2025, and $3.95 million net earnings, or $0.38 per basic share, and $0.18 per diluted share, for the comparable quarter last year. For the twelve-month period ended December 31, 2025
Fort Lauderdale, Florida--(Newsfile Corp. - January 5, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is pleased to provide a year-end update on the successful completion of a comprehensive modernization of its capital structure. This strategic initiative, finalized through a series of coordinated actions by the Company’s largest institutional and insider stakeholders, establishes a transparent and high-performance equity foundation as the Company prepares for its next phase of asset growth.AllianceBernstein Deepens Long-Term AlignmentAs part of its ongoing investment strategy, AllianceBernstein, a leading global asset manager, has continued to increase its economic exposure
Fort Lauderdale, FL, Nov. 12, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). The Company is pleased to announce net earnings of $4.32 million, or $0.37 per basic share, and $0.18 per diluted share, for the third quarter of 2025. This compares to net earnings of $3.60 million, or $0.31 per basic share, and $0.15 per diluted share, for the second quarter of 2025, and $3.30 million net earnings, or $0.34 per basic share, and $0.15 per diluted share, for the comparable quarter last year. For the nine-month period ended September 30, 2025, net earnings was $11.80 million, or $1.00 per basic
FT. LAUDERDALE, Fla., Nov. 06, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will release its financial results for the third quarter ended September 30, 2025, before the market opens on Thursday, November 13, 2025. The Company's management team will host a conference call and live webcast that morning at 10:00 A.M. Eastern Time to review the quarterly results and provide a business update. Current and prospective investors are invited to attend the webcast virtually by registering here: Webcast Link You may also contact Seth Denison at [email protected] for more information or assistance with registration. About OptimumBank Holdings, In
Fort Lauderdale, FL, Aug. 07, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). The Company is pleased to announce net earnings of $3.60 million, or $0.31 per basic share, and $0.29 per diluted share, for the second quarter of 2025. This compares to net income of $3.87 million, or $0.33 per basic share, and $0.32 per diluted share, for the first quarter of 2025, and $3.50 million net earnings, or $0.36 per basic share, and $0.34 per diluted share, for the comparable quarter last year. For the six months ended June 30, 2025, net earnings was $7.47 million, or $0.64 per basic share, and $0.
Fort Lauderdale, Florida--(Newsfile Corp. - August 4, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will release its financial results for the second quarter ended June 30, 2025, before the market opens on Thursday, August 7, 2025. The Company's management team will host a conference call and live webcast that morning at 10:00 A.M. Eastern Time to review the quarterly results and provide a business update. Current and prospective investors are invited to attend the webcast virtually by registering here: Webcast LinkYou may also contact Seth Denison at [email protected] for more information or assistance with registration. About OptimumBank Holdings, Inc.Optim
Fort Lauderdale, Florida--(Newsfile Corp. - May 2, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC) held its Annual Shareholder Meeting on April 29, highlighting the strongest performance in the bank's close to 25-year history and laying out a strategic roadmap toward surpassing $1 billion in assets. Chairman Moishe Gubin, CEO Tim Terry, and the board addressed shareholders in a 30-minute virtual meeting, delivering record financial results and fielding audience questions on growth, technology, capital strategy, and digital innovation."We're not just knocking on the door of a billion-dollar balance sheet-we're charging through it, God willing," said Chairman Moishe Gubin. "2024 was a landmark