4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4/A - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4/A - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4/A - OptimumBank Holdings, Inc. (0001288855) (Issuer)

4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)

Compass Point upgraded OptimumBank Holdings from Neutral to Buy and set a new price target of $6.50

Brean Capital initiated coverage of OptimumBank Holdings with a rating of Buy and set a new price target of $7.00

Alliance Global Partners initiated coverage of OptimumBank Holdings with a rating of Buy and set a new price target of $6.50

Compass Point initiated coverage of OptimumBank Holdings with a rating of Neutral and set a new price target of $5.25

Fort Lauderdale, Florida--(Newsfile Corp. - May 19, 2026) - OptimumBank (NYSE:OPHC) ("Bank") today announced that it has been named a recipient of the 2025 Raymond James Community Bankers Cup. This annual recognition honors top-performing publicly traded community banks in the United States based on profitability, operational efficiency, and balance sheet strength. According to Raymond James, OptimumBank was one of only 20 banks selected nationwide from a pool of 191 eligible publicly traded community banks with assets between $500 million and $10 billion. Notably, OptimumBank was the sole institution from the State of Florida and one of only two community banks in the entire Southeast regio

Fort Lauderdale, Florida--(Newsfile Corp. - May 18, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") today announced that it will be presenting at the Planet MicroCap Las Vegas 2026 Powered by MicroCapClub on Wednesday, June 17, 2026 at 12:30PM (EST) at the Bellagio Resort & Hotel. CEO and Chairman, Moishe Gubin will be hosting a presentation and answering questions at the conclusion.To access the live presentation, please use the following information: Planet MicroCap Las Vegas 2026 Powered by MicroCapClubDate: Wednesday, June 17, 2026Time: 12:30PM(EST)Webcast: Presentation LinkFresh off its recognition by S&P Global Market Intelligence as one of the top-performing community b

Fort Lauderdale, Florida--(Newsfile Corp. - May 5, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today a significant leadership transition as the institution continues its trajectory of rapid growth. Effective May 1, 2026, Timothy Terry retired as Principal Executive Officer of the Company and as President and Chief Executive Officer of its wholly owned subsidiary, OptimumBank. Mr. Terry will assist with the transition of leadership following a thirteen-year tenure that began in 2013.The Board of Directors has appointed its current Chairman, Moishe Gubin, as Chief Executive Officer and Principal Executive Officer of both the Company and the Bank. Concurrently, the Bank has appoin

FT. LAUDERDALE, USA, April 27, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 28, 2026, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast Link The Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) reaching 21.56% and a Net Interest Margin (NIM) reaching 4.28% for fiscal year 2025. The shareholder presentation will also include updated performance data throughout Q1 2026, highlighting continued operational momentum and strategic growth. To preview the

Ft. Lauderdale, Florida--(Newsfile Corp. - April 27, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 28, 2026, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast LinkThe Bank will showcase the most successful year in its history, including a Core Return on Average Equity (ROAE) reaching 21.56% and a Net Interest Margin (NIM) reaching 4.28% for fiscal year 2025. The shareholder presentation will also include updated performance data throughout Q1 2026, highlighting continued operational momentum and strategic growth.To preview the f

Fort Lauderdale, FL, April 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a bank holding company and owns 100% of OptimumBank (the "Bank"), a Florida-chartered commercial bank, OptimumHUD Loans, LLC (d/b/a) as OptimumFunding, LLC, a wholly owned non-bank subsidiary, and OptimumFinance, LLC, a wholly owned non-bank, asset-based lending subsidiary. The Company is pleased to announce net income of $4.7 million, or $0.39 per basic share, and $0.20 per diluted share, for the first quarter of 2026. This compares to net income of $4.9 million, or $0.42 per basic share, and $0.21 per diluted share, for the fourth quarter of 2025, and $3.9 million net income,

Fort Lauderdale, Florida--(Newsfile Corp. - April 20, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today Brean Capital, LLC ("Brean") has initiated equity research coverage of the Company.Coverage is led by Christopher Marinac, Director of Research at Brean, who has initiated coverage with a Buy rating and an $8 price target."We are proud to have Brean Capital initiate research coverage of OptimumBank Holdings," said Moishe Gubin, Chairman of the Board of OptimumBank Holdings, Inc. "We believe this coverage reflects growing awareness of our business model, operating performance, and long-term growth strategy."The report was distributed by Brean to its institutional client base.

Fort Lauderdale, Florida--(Newsfile Corp. - April 10, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC) announced today Alliance Global Partners ("A.G.P.") has initiated equity research coverage of the Company.Coverage is led by Gaurav Mehta, Managing Director and Senior Equity Research Analyst at A.G.P., who has initiated coverage with a Buy rating and a $6.50 price target."We are pleased to have Alliance Global Partners initiate research coverage of OptimumBank Holdings," said Moishe Gubin, Chairman of the Board of OptimumBank Holdings, Inc. "We believe this coverage reflects growing awareness of our business model, operating performance, and long-term growth strategy."The report was distribu

Fort Lauderdale, Florida--(Newsfile Corp. - April 6, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will hold the Annual Shareholder Meeting and Investor Day, on Tuesday, April 28, 2026, at the Company's headquarters in Ft. Lauderdale, Florida, as well as virtually by way of this Webcast Link, beginning at 10:00 am ET. Shareholders of record as of March 9, 2026 will be entitled to vote at the annual meeting. If you are interested in attending, or participating virtually, please register at the link above or by emailing your contact information to Seth Denison at SDenison@OptimumBank.com and you will be provided with all of the necessary event details. For a copy of

Fort Lauderdale, Florida--(Newsfile Corp. - March 23, 2026) -  OptimumBank (NYSE:OPHC) ("Bank") today announced that it has been named to the S&P Global Market Intelligence 2025 Top 100 Best-Performing U.S. Community Banks under $3 billion in assets, ranking #49 nationwide and placing the Bank among the top 1.4% of its 3,465 eligible peers.OptimumBank was the only Florida-based institution included in the Top 100, further highlighting its differentiated performance within one of the most competitive banking markets in the country.The S&P Global Market Intelligence ranking evaluates banks across eight key performance metrics, including profitability, growth, efficiency, asset quality, and cap

Fort Lauderdale, Florida--(Newsfile Corp. - May 5, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today a significant leadership transition as the institution continues its trajectory of rapid growth. Effective May 1, 2026, Timothy Terry retired as Principal Executive Officer of the Company and as President and Chief Executive Officer of its wholly owned subsidiary, OptimumBank. Mr. Terry will assist with the transition of leadership following a thirteen-year tenure that began in 2013.The Board of Directors has appointed its current Chairman, Moishe Gubin, as Chief Executive Officer and Principal Executive Officer of both the Company and the Bank. Concurrently, the Bank has appoin

Fort Lauderdale, FL, Feb. 04, 2025 (GLOBE NEWSWIRE) -- Board member Martin Schmidt has informed the boards of OptimumBank (the "Bank"), and OptimumBank Holding, Inc. (the "Company"), that he will resign from both boards, effective January 28, 2025. Mr. Schmidt will remain fully supportive of the continued success of the Bank and Company. Mr. Schmidt resides in South Florida and has served as a Director since August 2015. Mr. Schmidt's significant experience in the financial services industry helped the board to recover through regulatory issues as quickly as possible leaving the Bank with a strong capital structure, explosive growth and a bright future. Chairman Moishe Gubin commented: "I

Fort Lauderdale, FL, May 11, 2022 (GLOBE NEWSWIRE) -- Heng Fai Ambrose Chan has informed the Boards of OptimumBank (the "Bank") and OptimumBank Holding, Inc. (the "Company") that he will resign from both Boards effective as of April 30, 2022. In his letter of resignation, Mr. Chan, who resides in Singapore, noted that he was regrettably stepping down due to the time difference and his workload. Mr. Chan served as a Director of the Bank and Company since June 2018. During his time on the Boards, Mr. Chan helped create a path for the Bank and Company to recover from legacy regulatory issues, leaving the Bank with a strong capital structure, explosive growth and a bright future. Over the pas

Fort Lauderdale, FL, April 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a bank holding company and owns 100% of OptimumBank (the "Bank"), a Florida-chartered commercial bank, OptimumHUD Loans, LLC (d/b/a) as OptimumFunding, LLC, a wholly owned non-bank subsidiary, and OptimumFinance, LLC, a wholly owned non-bank, asset-based lending subsidiary. The Company is pleased to announce net income of $4.7 million, or $0.39 per basic share, and $0.20 per diluted share, for the first quarter of 2026. This compares to net income of $4.9 million, or $0.42 per basic share, and $0.21 per diluted share, for the fourth quarter of 2025, and $3.9 million net income,

FORT LAUDERDALE, Fla., Feb. 23, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) ("Company") announced today the formation of OptimumFunding, LLC ("OptimumFunding"), a wholly owned subsidiary created to support a new HUD and FHA lending initiative, representing a significant milestone in the Company's long-term strategic growth plan. OptimumFunding has been established to expand the Company's commercial real estate lending capabilities by offering bridge-to-HUD financing, as well as FHA- and HUD-insured loan origination, with servicing and relationship management supported by professionals with deep experience in the markets and client segments historically served by the Co

Fort Lauderdale, Florida--(Newsfile Corp. - February 11, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC), today announced that its management team will host a conference call and live webcast on Wednesday, February 18, 2026, at 10:00 A.M. Eastern Time to discuss the Company's financial results for the fourth quarter and full year ended December 31, 2025, and provide a business update.The Company released its fourth-quarter and full-year earnings results on February 2, 2026.Earnings ReleaseThe Company's fourth-quarter and full-year earnings release issued on February 2, 2026, is available here: Earnings ReleaseCurrent and prospective investors are invited to attend the webcast virtually by reg

Fort Lauderdale, FL, Feb. 02, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a bank holding company. OptimumBank (the "Bank") is a Florida-chartered commercial bank and is owned 100% by the Company. The Company is pleased to announce net earnings of $4.85 million, or $0.42 per basic share, and $0.21 per diluted share, for the fourth quarter of 2025. This compares to net earnings of $4.32 million, or $0.37 per basic share, and $0.18 per diluted share, for the third quarter of 2025, and $3.95 million net earnings, or $0.38 per basic share, and $0.18 per diluted share, for the comparable quarter last year. For the twelve-month period ended December 31, 2025

Fort Lauderdale, Florida--(Newsfile Corp. - January 5, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is pleased to provide a year-end update on the successful completion of a comprehensive modernization of its capital structure. This strategic initiative, finalized through a series of coordinated actions by the Company’s largest institutional and insider stakeholders, establishes a transparent and high-performance equity foundation as the Company prepares for its next phase of asset growth.AllianceBernstein Deepens Long-Term AlignmentAs part of its ongoing investment strategy, AllianceBernstein, a leading global asset manager, has continued to increase its economic exposure

Fort Lauderdale, FL, Nov. 12, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). The Company is pleased to announce net earnings of $4.32 million, or $0.37 per basic share, and $0.18 per diluted share, for the third quarter of 2025. This compares to net earnings of $3.60 million, or $0.31 per basic share, and $0.15 per diluted share, for the second quarter of 2025, and $3.30 million net earnings, or $0.34 per basic share, and $0.15 per diluted share, for the comparable quarter last year. For the nine-month period ended September 30, 2025, net earnings was $11.80 million, or $1.00 per basic

FT. LAUDERDALE, Fla., Nov. 06, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will release its financial results for the third quarter ended September 30, 2025, before the market opens on Thursday, November 13, 2025. The Company's management team will host a conference call and live webcast that morning at 10:00 A.M. Eastern Time to review the quarterly results and provide a business update. Current and prospective investors are invited to attend the webcast virtually by registering here: Webcast Link You may also contact Seth Denison at SDenison@OptimumBank.com for more information or assistance with registration. About OptimumBank Holdings, In

Fort Lauderdale, FL, Aug. 07, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). The Company is pleased to announce net earnings of $3.60 million, or $0.31 per basic share, and $0.29 per diluted share, for the second quarter of 2025. This compares to net income of $3.87 million, or $0.33 per basic share, and $0.32 per diluted share, for the first quarter of 2025, and $3.50 million net earnings, or $0.36 per basic share, and $0.34 per diluted share, for the comparable quarter last year. For the six months ended June 30, 2025, net earnings was $7.47 million, or $0.64 per basic share, and $0.

Fort Lauderdale, Florida--(Newsfile Corp. - August 4, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will release its financial results for the second quarter ended June 30, 2025, before the market opens on Thursday, August 7, 2025. The Company's management team will host a conference call and live webcast that morning at 10:00 A.M. Eastern Time to review the quarterly results and provide a business update. Current and prospective investors are invited to attend the webcast virtually by registering here: Webcast LinkYou may also contact Seth Denison at SDenison@OptimumBank.com for more information or assistance with registration. About OptimumBank Holdings, Inc.Optim

Fort Lauderdale, Florida--(Newsfile Corp. - May 2, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC) held its Annual Shareholder Meeting on April 29, highlighting the strongest performance in the bank's close to 25-year history and laying out a strategic roadmap toward surpassing $1 billion in assets. Chairman Moishe Gubin, CEO Tim Terry, and the board addressed shareholders in a 30-minute virtual meeting, delivering record financial results and fielding audience questions on growth, technology, capital strategy, and digital innovation."We're not just knocking on the door of a billion-dollar balance sheet-we're charging through it, God willing," said Chairman Moishe Gubin. "2024 was a landmark