BILL Extends Supplier Payments to Power a Connected B2B Ecosystem and Help Large Enterprise Suppliers Get Paid Up to ~7 Days Faster

Expanded capabilities unify payment processing and cash application for Large Enterprise Suppliers while enabling seamless digital payments from SMBs — including those beyond the BILL network

BILL (NYSE:BILL), the intelligent finance platform trusted by half a million businesses to manage, move, and maximize their money, today announced the latest expansion of BILL Supplier Payments Plus. These new capabilities further extend the solution's ability to automate and intelligently orchestrate payments and cash application for Enterprise Suppliers, streamlining SMB payments, reducing manual work, and supporting enterprise-grade controls. By sitting between buyers and suppliers, BILL absorbs complexity at scale to reduce friction across both sides of the transaction.

Strengthening the Infrastructure Between SMBs and Suppliers

According to industry research, 93% of companies are prioritizing improvements in cash application efficiency in 2026 as businesses seek to reduce manual reconciliation, eliminate payment delays, and improve visibility into incoming funds. As payment volumes increase and digital adoption accelerates, suppliers are under growing pressure to manage fragmented payment workflows and complexity at scale. By strengthening the connection between SMBs and Enterprise Suppliers, BILL helps both operate with greater speed and predictability.

"B2B payments are complex, requiring orchestration, trust, and precision across both SMBs and their Enterprise Suppliers," said Mary Kay Bowman, EVP, GM of Payments and Financial Services at BILL. "Across our network of more than 8 million businesses, BILL operates at the center, absorbing complexity at scale so customers on both sides can move money with greater clarity and control. This latest expansion reflects our continued innovation to make payments and cash application more seamless, intelligent and connected and BILL is uniquely positioned to continue removing friction across the transaction lifecycle."

Smart Payments That Deliver Greater Control and Predictable Cash Flow

BILL now brings automated payment processing and cash application from SMBs into a single experience for Enterprise Suppliers, combining payment orchestration, routing, remittance capture, reconciliation, and settlement controls in one solution. Enhancements include:

• Card Straight‑Through Processing (STP): Automates card payment processing and settlement by depositing funds directly into supplier accounts, eliminating manual receipt processing and exception handling; streamlining high‑volume payment workflows.
• Intelligent Payment Preferences (Card and ACH): Enables configurable payment rules for speed and cost, helping improve Days Sales Outstanding (DSO) and enabling suppliers to get paid up to ~7 days faster¹ with more predictable cash flow.

Expanding Digital Acceptance

BILL is also extending digital payment capabilities for Enterprise Suppliers to receive payments from their SMB customers, both inside and outside the BILL network, expanding total reachable payment volume across its infrastructure. Enhancements include:

• Payment Links: Allows suppliers to accept card and ACH payments from SMBs through a simple payment link — no BILL account creation or portal required.
• Digitizing Off‑Network Volume: Converts paper checks and manual payments into digital transactions, helping eliminate friction and accelerate digital adoption.
• Unified Visibility Across All Incoming Payments: Provides a single dashboard view of payments from both in‑network and out‑of‑network businesses, strengthening forecasting accuracy and operational control.

For more information on BILL Supplier Payments Plus, visit https://www.bill.com/suppliers.

About BILL

BILL (NYSE:BILL) is the intelligent finance platform trusted by nearly half a million businesses and their accountants to manage, move, and maximize their money. BILL powers businesses ranging from fast-moving startups to growing companies with complex operations. We use AI to deliver strategic finance capabilities in one integrated platform that includes AP, AR, expenses, forecasting, procurement and more. With a member network of more than 8 million, BILL's platform processes ~1% of US GDP annually. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and software providers. For more information, visit bill.com.

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